Terms of use

BalanceOS helps you organize financial records you provide. You are responsible for accurate entries, protecting your password and backups, and verifying financial obligations with your financial institutions.

Projections and payoff estimates depend on your entries and stated assumptions. They are estimates and do not constitute financial, tax or legal advice. BalanceOS does not connect to banks, initiate transfers, pay bills or submit creditor passwords.

Use only records you are authorized to manage. Household owners control membership and household records. Sharing selected personal items is your choice.

Public subscriptions are not yet available. When enabled, Stripe checkout will display the recurring price and billing interval before purchase. Subscription changes must be confirmed through the billing interface. Cancellation will not delete your financial data.

Access may be suspended for misuse or security reasons. Keep independent backups of important records. Existing users retain their current feature access during this launch transition.